Congratulations! You are Pre-Approved.*
Switch to a Platinum Visa from LFCU!

Dear %%NAME%%,

If your credit card company recently hiked your rate or slashed your credit line, it's time to say "goodbye." Cut up that old high-rate card and switch to LFCU.

We will save you money with low rates, no annual fees, fee-free cash advances, and zero liability for unauthorized purchases.

Choose the card that's right for you:

LFCU VISA Platinum

This card is perfect for members who want to save money on their credit card balances each month.

• 0% APR for up to six months (0% applies to all purchases, cash advances and balance transfers you make during the first 90 days**)

• Low variable rate as low as 8.24% APR***

LFCU VISA Platinum Rewards

Earn free rewards points with every purchase.

• 2,000 free bonus rewards points with your first purchase!¹

• No limit to the points you can earn, and points never expire, as long as you make one purchase every 12 months

• Redeem your points for travel on any major airline (with no blackout dates!), gift cards, popular electronics, and more. View all rewards!

Switch to LFCU today! For more information, call (800) 328-LFCU (5328).

Sincerely,

Lockheed Federal Credit Union

Rate comparison gathered from company web sites as of 7/15/10.

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*Terms and Conditions – This pre-approved credit offer is subject to verification of qualifying income and may not be extended if: (1) you no longer meet the criteria used to select you for this offer; (2) you are delinquent on any credit obligation with the Credit Union; (3) we are unable to verify your income or employment, or if your income in our opinion and according to our established criteria is not sufficient to repay the credit offered. Terms and conditions subject to change; effective as of 7/30/10.

** 0% Intro Rate: Purchases, balance transfers, and cash advances made during the first 90 days your account is open qualify for 0% APR for up to 6 months (specifically, for 180 days from the date your account is open). After the first 90 days, your rate on purchases and other transactions will accrue at your standard Visa rate.

***8.24% APR (Visa Platinum) and 9.24% APR (Visa Platinum Rewards) are our best variable rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates are variable and determined by adding a margin of 5.99% to 9.99% to the prevailing U.S. Prime Rate.

¹LFCU Rewards Program: 2,000 bonus points limited to one bonus per member, and will not be offered if you have already earned a bonus by enrolling your debit card. Your membership and accounts must be in good standing to earn and redeem points. Program is not available on business accounts. You will receive complete terms and conditions when your account is established. Please click here for complete program details.

Zero Liability Policy: You are not responsible for unauthorized purchases made with your card as long as you report the items within 60 days of your statement date. See your Visa Credit Card Agreement and Disclosure for details.

PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria*. If you do not want to receive prescreened offers of credit from LFCU and other companies, contact Experian Consumer Assistance at Experian Opt Out, P.O. Box 2104, Allen, TX 75013, telephone (888) 567-8688 or go to www.optoutprescreen.com.

Click here for current rates and fees.

Federally insured by NCUA