Dear Valued Member,

Are you ready to make the dream of homeownership a reality? We can help! LFCU’s new 2.99% / 3.06% APR adjustable rate mortgage (ARM) is designed specifically for members who want to get into their dream home for less.

Unlike many ARM loans you’ve heard about, LFCU’s loans won’t cost you an arm and a leg. You never have to worry about negative amortization, balloon payments or pre-payment penalties.

We also offer low fixed rate loans and proactive service backed by a 100% Satisfaction Guarantee. Apply today!

APR = Annual Percentage Rate. LFCU’s adjustable 3.06% APR is available for purchase transactions only and requires a loan-to-value of 75% or less. 3.06% APR assumes zero points, 30-year term, and a conforming loan amount. Fixed rate 4.94% APR assumes a loan-to-value ratio of 80%, zero points, 30-year term and conforming loan amount. Monthly payments are estimated on a 30-year conforming fixed loan at 4.875% rate and conforming 3/1 adjustable rate loan at 2.99% rate. Rates are accurate as of 5/21/10 and may have changed after that date. Closing costs and other fees apply. Payment estimates do not include taxes and insurance. Rate comparison provided by Informa Research Services, Inc. For more 3/1 ARM payment information, click here.

Visit your local branch or call (800) 328-LFCU (5328) to speak with a knowledgeable representative.

Sincerely,

Lockheed Federal Credit Union

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Federally Insured by the NCUA