Are you ready to make the dream of homeownership a reality? We can help! Our low rates and proactive service - backed by a 100% Satisfaction Guarantee - can't be beat. Plus, the cost of housing is at the lowest levels in years, and qualified first time buyers can pocket a special $8,000 tax savings (consult your tax advisor). Now's the time to make your move.

Visit your local branch or call (800) 328-LFCU if you'd like to speak to a friendly, knowledgeable representative.

Sincerely,

Lockheed Federal Credit Union

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*APR = Annual Percentage Rate. APR assumes a loan-to-value ratio of 80%, one point, conforming and one point conforming 5/1 adjustable rate loans. Monthly payments are estimated on a 30-year conforming fixed loan at 4.875% rate and conforming 5/1 adjustable rate loan at 3.990% rate. Rates are accurate as of 9/4/09 and may have changed after that date. Closing costs and other fees apply. Payment estimates do not include taxes and insurance. Rate comparison provided by Informa Research Services, Inc.

Federally Insured by the NCUA