NOW YOU HAVE A CHOICE FOR HIGHER RATES.

Dear Valued Member,

Think of it as an embarrassment of riches: you can earn an attractive 4.85% APY* on LFCU's Mega Money Market Account or park your money for a short while in a 5.60% APY** "Lucky Seven" Certificate.

Both options are federally insured for your peace of mind. If you have money at another financial institution, now's a great time to make a move to LFCU.

To open your account, stop by your local branch or call (800) 328-LFCU. We look forward to serving you!

Sincerely,

Lockheed Federal Credit Union

APY=Annual Percentage Yield; both rates are accurate as of July 28, 2006 and are subject to change after that date. *Minimum opening deposit is $50,000. $15 low balance fee applies. Fees may reduce earnings. **Lucky Seven certificate available for a limited time. $10,000 minimum deposit required. Early withdrawal penalties apply.

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