Review Your Investment Strategy in Uncertain Times

Dear Valued Member,

2008 could very well be the year that most of us would like to forget. With the Dow Jones Industrial Average (an index of 30 widely held securities) down - 47% at its low in November, last year saw some of the oldest, and most prominent companies in the country experience serious financial difficulties. How will 2009 fare? No one can say with certainty. The times are challenging to say the least, and that’s why it’s important to review your portfolio to make sure you’re well positioned to take advantage of long-term upside potential.

The good news is that you’re not alone when it comes to making important financial decisions. A Financial Consultant can help you determine what strategy is best for you, review your risk tolerance and make adjustments to your portfolio where necessary. More importantly, our Financial Consultants have the experience to help you uncover opportunities in today’s market.

Here are some helpful tips you should consider:

• Re-evaluate your overall investment strategy
• Understand your tolerance for risk
• Don’t sell based on emotion
• Employ dollar cost averaging - a good strategy in up and down markets
• Meet with your financial consultant

Registered Representatives of and securities and certain insurance products are offered through INVEST Financial Corporation, member FINRA/SIPC and affiliated insurance agencies. INVEST is not affiliated with LFCU Brokerage & Insurance Services.

Products offered are: Not a Deposit • Not FDIC or NCUSIF Insured • Not Guaranteed By LFCU • Not Insured By Any Federal Government Agency •
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