Looking for a Better CD?

Dear Valued Member,

Structured CDs offer potential gains based on market returns -- without risking your principal. Plus, they are guaranteed by the FDIC for up to $250,000!*

Interest is paid based on the performance of an index such as the S&P 500** or a specific group of assets such as stocks. Although your money is actually in a federally insured certificate of deposit, you have the potential to earn better rates than you can with a traditional CD.

In positive years your Structured CD can earn up to the interest rate cap which is set at the time the CD is issued. Regardless of the index or asset performance, the worst case scenario in a Structured CD is that you are guaranteed to get your principal back if you hold it to maturity.

Structured CDs are issued by banks and insured by the FDIC. They are not issued by Lockheed Federal Credit Union and are not insured by the NCUSIF.

Please call (800) 553-3707 or click below and set up a time to discuss whether a Structured CD is right for you.

*FDIC coverage is scheduled to revert to a maximum of $100,000 of coverage on 12/31/2013

**The S&P 500® is an unmanaged index of 500 widely held stocks. Investors cannot invest directly into an index.

Structured CDs may not be suitable for all investors and are sold only by prospectus. Investors should carefully read the prospectus and pricing supplement prior to investing which contains a detailed explanation of the risks, tax treatment, and other relevant information about the investment. Additionally, investors should consult their accounting, legal or tax advisors before investing.

Securities offered through INVEST Financial Corporation, Member FINRA/SIPC. INVEST is not affiliated with LFCU Brokerage and Insurance Services. Products offered are: • Not FDIC/NCUSIF Insured, Unless As Noted Above • May Lose Value • Not Bank Guaranteed • Not a Deposit • Not Insured by any Federal Government Agency