A fixed, 5.10% annuity with tax-deferred growth
and no stock market roller coaster.
Whose bright idea was this anyway?

Dear Valued Member,

If you're looking toward retirement but are wary about market mood swings, relax. LFCU has fixed all that.

Introducing a 5.10%, 6-year rate guaranteed fixed annuity.* It delivers growth without sacrificing security, along with all these other cash-accumulating benefits:

• Higher interest rate than most CDs
• Protected principal
• Tax-deferred growth that compounds faster than taxable investments
• No fees
• A variety of withdrawal options with no surrender charges**
• Proceeds pass on to your heirs without the hassles of probate

Get the full story on a fixed annuity: the simpler, smoother, better path to retirement. Speak to one of our experienced Financial Consultants today by calling (800) 553-3707. Or, click below to make an appointment.

Sincerely,

Lockheed Federal Credit Union

**5.10% on balances of $100,000 or more. Balances between $15,000 and $99,999 will earn 5.00%.

**A 10% IRS penalty may apply to any withdrawals taken prior to age 59 1/2; this penalty would be in addition to any normal taxation of the withdrawal. Rate effective 9/1/08; and is subject to change thereafter. Product of Standard Insurance Company.

The Standard has maintained an "A" rating since 1928. An "A" rating from A.M. Best is the 3rd highest rating out of 16 possible ratings given to insurers by A.M. Best. License # 0D64827.

This annuity is not a deposit • Not guaranteed by any bank or credit union • Not insured by the FDIC or any other governmental agency • The purchase of an annuity is not a provision or condition of any bank or credit union activity • Some annuities are subject to investment risk and may go down in value.