Dear Valued Member,

In a volatile stock market, many investors move to the sidelines in pursuit of safety. But now you don’t have to sacrifice long-term growth to earn an attractive return. The 3.7% fixed-rate Palladium Multi-Year Guarantee Annuity from American National Insurance Company offers a guarantee* of your principal and attractive tax-deferred earnings – which can really add up over time.

See for yourself how the compounding benefit of tax-deferred earnings can make a difference in your portfolio:

In addition to a guaranteed rate and tax-deferred growth, fixed annuities have a guaranteed death benefit. This means you can avoid costly probate and pass your proceeds directly to your heirs. Take advantage of LFCU’s 3.7% fixed annuity offer.

To learn more, come see an LFCU Financial Consultant. There is absolutely no cost or obligation. To make an appointment, click on the button below or call (800) 553-3707 today.

* Guarantees are based on the claims paying ability of issuing insurance company. After the initial Guaranteed Period, the interest rate is determined based on the current market conditions. Earn 3.80% rate for annuities over $100,000. Rates accurate as of 5/1/09. CA License #0D64827

Annuities are not insured by the National Credit Union Share Insurance Fund (NCUSIF), the National Credit Union Administration (NCUA), or any other agency of the United States government. Annuities are not deposits or obligations of, nor guaranteed by, Lockheed Federal Credit Union.

Products offered are: Not a Deposit • Not FDIC or NCUSIF Insured • Not Guaranteed By LFCU • Not Insured By Any Federal Government Agency
• May Lose Value