Dear Valued Member,

We just lowered our rates by .50%! Our best rates are now as low as 4.24% APR¹ for new auto loans and 4.74% APR¹ for used. Plus, you qualify for an additional rate discount of .25% off these rock-bottom rates.

LFCU’s .25% rate discount is available to members who (1) finance a new auto loan within 12 months of paying off an existing LFCU auto loan, OR (2) finance a second auto loan (for yourself, your spouse, your child, etc.) with LFCU. The rate discount is available for the second loan.²

To top it off, when you apply for a Lockheed auto loan between now and December 31, 2009, you will have an opportunity to win your first month's auto loan payment, up to $1,000!³

Enjoy the following exclusive member options:

110% Financing
No down payment? No problem. LFCU will also finance your tax, license, and extended warrenty (on approved credit).

Expert Auto Buying Service!*
Auto Expert saves members an average of $1,800 on their auto purchases. Call Auto Expert at (800) 359-4567.

$100 "Thank You for Refinancing" Bonus**
Move your loan to Lockheed for a lower monthly payment and pocket $100 in the process. Call for a quote today!

Click on the "Instant Request" link above to get started or call:

(800) 328-LFCU (5328)

Sincerely,

Lockheed Federal Credit Union

¹APR = Annual Percentage Rate. “As Low As” auto rates are our best fixed rates and include a 1% discount for Automatic Payment (AutoPay) when transferred from an LFCU checking account; maximum 17.99% APR. New autos, 60 months @ 4.24% APR = $18.53 per $1,000. Used autos, 60 months @ 4.74% APR = $18.76 per $1,000. Rates subject to increase if AutoPay is discontinued. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. In some instances we may require borrowers to purchase Guaranteed Auto Protection on new and used auto loans. LFCU offers auto loans in the following states only: AZ, CA, DC, FL, MA, MD, ME, NH, NV, and VA. Subject to credit approval. Rates accurate as of 12/2/09 and are subject to change.

²Auto loyalty discount of .25% is only available to members who finance a new or used auto loan within 12 months of paying off an existing LFCU auto loan. The .25% discount is also available to members who finance more than one vehicle with LFCU at the same time. The discount applies to one auto loan only and is non-transferable.

*LFCU is not affiliated with Auto Expert. Auto buying service is available for auto purchases in CA only at this time. Savings may vary.

**Auto Refinance – Your new LFCU loan amount must be $15,000 or more to earn the $100 bonus. Current LFCU loans are not eligible for the cash offer. Offer ends 12/31/09.

³No Purchase Necessary: Odds of winning determined by number of entries. All applicants eligible to win whether or not application is approved. Winning payment maximum value up to $1,000. NO PURCHASE NECESSARY. For a copy of the OFFICIAL RULES click here.