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CONGRATULATIONS! YOU'RE PRE-APPROVED.
Dear Valued Member,
You've worked hard to maintain your credit - and it shows! LFCU is pleased to offer you a pre-approved loan up to $%%SECAMT%% to purchase the new or used vehicle of your choice. You'll save money with your fixed rate at %%SECRATE%%% APR and no payments for 90 days.
Because you have excellent credit, a loan application is not necessary. As your credit union, we will make buying and owning your car a stress-free experience.
| ü Best Rate Guarantee - LFCU will discount our standard rates by up to .50% to beat a competitor's offer. |
ü Auto buying service - Let our auto buying service locate your car and negotiate a great price on your behalf. Call an Autoland expert at (800) 234-6999 to get started. |
ü Refinance your existing loan or lease from another lender. Give us a call and we'll help every step of the way. |
ü Take a break with LFCU's "No Payments for 90 Days" option. |
If you have questions, please call %%BRANCH_PHONE%% or send an email to %%BRANCH_MANAGER%% at %%BRANCH_EMAIL%%, Branch Sales Manager.
Thank you for this opportunity to serve your financial needs.
Sincerely,
Lockheed Federal Credit Union
P.S. Your excellent credit means you may also be pre-approved for a Platinum Visa card and, if you own your home, a home equity loan. ASK FOR DETAILS!
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PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria*. If you do not want to receive prescreened offers of credit from LFCU and other companies, contact Experian Consumer Assistance at Experian Opt Out, P.O. Box 2104, Allen, TX 75013, telephone (888) 567-8688 or go to www.optoutprescreen.com.
*LFCU may not extend credit to you if (1) you no longer meet the criteria used to select you for this offer; (2) you are delinquent on any credit obligation with the Credit Union; (3) we are unable to verify your income or employment, or if your income in our opinion and according to our established criteria is not sufficient to repay the credit offered; (4) you have not or do not provide the required collateral or the value of the collateral is inadequate; or (5) you (the member) are under 18 years of age or not a U.S. citizen. Pre-approved offer valid through December 31, 2006.
APR = annual percentage rate. "As Low As" rates listed are our best fixed rates on approved credit and include a 1% discount for Automatic Payment (AutoPay) when transferred from an LFCU checking account; maximum 17.99% APR. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. In some instances we may require borrowers to purchase Guaranteed Auto Protection on new and used auto loans. Rates quoted are for new vehicles; previously owned vehicles subject to higher rates. | |
