Whether you're in the market for a new or used vehicle, car, truck, or SUV, we can finance it. Structure our low-cost loans and extended terms to make the vehicle of your dreams fit easily into your budget.
- Low Fixed Rates - No hidden fees or tricky interest calculations!
- 100% Financing - Buy a new vehicle with no down payment. LFCU will even finance your tax, license, and extended warranty!
- Extended Terms Up To 84 Months - For the lowest possible monthly payment!
- No payments for 90-days! What's better than the new car smell? Having no car payment for three whole months! Take advantage of our new "No payments for 90-days" program and take your time to pay us back. Restrictions apply, so please ask for details.
We also finance the fun stuff - boats, watercraft, RVs, motorcycles, and airplanes!
Info & Advice
Ready to buy? Go prepared. Check out our Seven Simple Steps To Auto Buying. Need more detailed advice? Browse our vehicle buying articles to get the information you need on determining your down payment, how much to borrow, and other factors to consider when buying your next vehicle.
Online Car Buying Service Partners
Find a good deal on an auto with ease. CU Direct Lending and Autoland make it easy to research, locate and purchase your next car.
- Credit Union Direct Lending (CUDL)
Thousands of dealers around the country participate in the Credit Union Direct Lending (CUDL) program, making it easier than ever to save money on your next loan. Simply pick out your new or used vehicle, take the rebate (if offered), and ask for LFCU financing right at the dealership.
- Visit the CUDL web site or call (888) CUDIRECT to find a dealership near you.
- Research and get quotes before you buy.
- Autoland
Save time with LFCU's hassle-free auto buying service. Experienced buyers can negotiate a great deal for you. You're under no obligation when you request a quote, so why not see what they can do?
- Save time with LFCU's hassle-free auto buying service.
- Shop, buy or sell your own vehicle at one convenient website.
- All new vehicle makes and models available.
- Let an experienced Autoland Consultant negotiate a great deal for you.
- Autoland Consultants available 7 days a week.
- Kelley Blue Book
- Free vehicle pricing information
- Trade in values
- Current manufacturer rebates
- Safety ratings
Buying a used car? Don't get a lemon! Research the pre-owned vehicle you've been eyeing at Carfax.com. It could save you from making a $10,000 mistake!
Don't Be Fooled By These Common Dealer Myths
- MYTH: Factory Invoice is how much the vehicle costs the dealer.
Not true. Manufacturers often have dealer incentives and holdbacks, which lower the dealer's costs.
- MYTH: 0% financing is a great deal.
Not necessarily! You need nearly perfect credit to qualify for these offers and may be required to give up a potential manufacturer's rebate - often thousands of dollars. In addition, 0% financing often means outrageous monthly payments and it's usually only offered on slow-selling models.
- MYTH: If I want to drive home in my new car, I must finance with the dealer.
Wrong! You have anywhere from 5 to 10 days to present the dealer with payment from your credit union or another lender. You can purchase a vehicle over the weekend and finance with LFCU on Monday!
