HOMEOWNERS INSURANCE

Homeowners Insurance

For Our California Members
Protect one of the most substantial purchases you'll ever make - your home. LFCU has a special no-cost service to help Californians find the most affordable home insurance available. We'll be happy to compare rates from 30 top-rated insurance companies to find the best insurance features and most competitive prices.

In addition, here are a few tips to keep in mind when looking for a homeowners policy: If your homeowner's policy does not cover "all risks," you probably have a "named perils" policy. Named perils policies only cover your property losses when they're caused by perils listed on the policy, such as fire, flood, hail, etc. If a peril isn't listed, it's not covered by the insurance.

Also, you should know whether your policy will pay the present value of any damaged or missing property, or the replacement value (which is a better deal). If you regularly host parties or hire domestic help, consider getting a $1 million umbrella policy to protect yourself from lawsuits.

For a free quote, complete the online Insurance Comparison Worksheet or call (800) 328-LFCU, ext. 2294, 8 am - 5 pm, Monday - Thursday; 8 am - 6 pm. Friday.