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Home Loans


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EQUITY LOANS

Make Your Dreams Come True, One Room at a Time

The equity in your home is one of the most valuable financial tools you possess. Put it to good use to consolidate higher interest rate debt, make home improvements, pay for private school or college tuition, purchase the vehicle of your dreams, and much more.

The interest you pay is generally tax deductible (consult your tax advisor), making a home equity loan or line of credit a smart choice over traditional loans.

What is Your Home Worth Today?
With Smart Mover, our discount realty service, we can provide you with an approximate value of your home. Click here to get your FREE home valuation instantly.

Choose a Fixed or Variable Rate:

7-Year Home Equity Loan
Now you can get a low fixed rate on a Home Equity Loan and pay it off in 7 years. Put it to use to consolidate higher interest debt, make home improvements, pay for college, take a well earned vacation, or purchase your dream vehicle and much more. Plus, the interest you pay is generally tax deductible (consult your tax advisor).

Home Equity Loan

Borrow up to 100% or your available equity
Enjoy a fixed rate and payment
Terms of 7, 15 or 20 years
Available in AZ, CA, DC, FL, MA, MD, ME, NH, NV and VA

PrimeLine Home Equity Line of Credit

A revolving line of credit provides a smart source of cash
Borrow up to 100% of your available equity
Variable rates as low as Prime minus 1.01%
No points or closing costs (loans up to $250,000)*
Low, "interest only" monthly payments
Free PrimeLine checks
Available in CA, FL, MA, MD, ME, NH, NV and VA
1.99% APR introductory rate

To apply now, call (800) 328-LFCU or click here.

APR = Annual Percentage Rate: 1.99% APR Introductory Discounted Variable Rate for the first ninety (90) days from the date your line is funded, after that, rate converts to Prime Rate Index, plus qualifying Margin without application of the Periodic Rate Cap limitation. 3.99% is our best rate on approved credit and a maximum combined loan-to-value (CLTV) of 70%. Rate may be higher depending on credit rating and CLTV. Rate is variable, and based on the current Prime Rate Index and is subject to increase after loan consummation; maximum 18%. Minimum credit limit is $10,000. No closing costs apply if credit limit is $250,000 or less (and CLTV is 90% or less) and HELOC is not closed within the first 36 months following the date your line of credit is established. Estimated closing costs on limits in excess of $250,000 are $1,000. Attorney's fees apply in FL, MD, and NH and range from $300 to $700. Minimum interest only monthly payments require a Balloon Payment at maturity. Rates are accurate as of 1/31/08, and may have changed after that date. Rates, terms, and conditions subject to change without prior notice. Home Equity Loans are available in AZ, CA, DC, FL, MA, MD, ME, NH, NV and VA.


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