In the market for a new home and need to apply for mortgage loan? Ready to refinance your mortgage? LFCU can help. We offer flexible loan programs for:
- Single-family residences, PUDs, and condominiums
- Non-owner occupied properties
- Vacation homes
- First time buyers
Mortgage Loans
Take advantage of the many credit union mortgage loans that LFCU offers, including: Fixed and Adjustable rate mortgages, Jumbo mortgage and Super Jumbo mortgage loans.
Money Back Satisfaction Guarantee
LFCU is 100% committed to excellent member service, and we stand behind that commitment with an unconditional money back guarantee. If you receive less-than-satisfactory service during your real estate loan application process, immediately contact any LFCU representative. We will do everything in our power to make the situation right.
If, after your loan is funded, you believe we did not meet your service expectations, we will gladly credit $500 to your LFCU savings account.
Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding.
Mortgage Calculators
Use an LFCU house loan payment calculator to help you make the best mortgage decision and determine the maximum home loan rates you can afford. To view all home loan calculators click here. You'll be able to calculate your payments based on many options including:
- 0 year fixed mortgage rates
- 30 yr. fixed mortgage rates
- Adjustable rate mortgage
- Mortgage refinance rates
- Jumbo mortgage
- Super Jumbo mortgage
Home Equity Loans
LFCU offers two types of Home Equity Loans to choose from. With home equity fixed rate loans you can borrow up to 80% of your combined loan to value, fixed rates and payments, and terms of 7, 15 or 20 years. Plus, home equity loan rates from LFCU are all borrower-friendly. Apply here.
Home Equity Line of Credit
If you need a revolving line of credit, you can do no better than the credit union Home Equity Line of Credit (HELOC Mortgage) options offered by Lockheed Federal Credit Union. Home equity fixed rate loans provide you with a revolving source of cash, a credit line of up to 80% combined loan to value, and variable rates as low as Prime, with low, "interest only" monthly payments and free PrimeLine checks. HELOC financing has never been easier. Apply here.
Home Owner Resources
Visit our education center for unbiased information about all aspects of homeownership.
- The Road to Homeownership - This program covers everything you need to know to start the home buying process off right.
- Housing Education - By reviewing your cash flow, savings plan and credit history and score, you will be prepared to make any necessary adjustments to qualify for the mortgage you need.
- Learn more
Get pre-qualified in minutes.
Click below to fill out our simple pre-qualification form. We'll get back to you right away with an estimate of your qualified loan amount.
