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LFCU VISA CREDIT CARD DISCLOSURE
Annual Percentage Rate
 
Platinum
 
Classic
 
Share Secured
 
- As low as 8.99% to 17.99%
- As low as 9.99% to 17.99%
- As low as 8.99% to 17.99%
Other APRs Late Payer Rate 17.99% APR* (see below)
Grace Period for
Purchases
25 Days, if each month you pay the entire
New Balance by the Payment Due Date.
Balance
Computation Method
Average Daily Balance
including new purchases
Annual Fee None
Minimum Finance Charge None
Foreign Transaction Fee 1% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency. Plus Network ATM transactions cross border done in and charged in US dollars are excluded from the one percent (1%) fee.
Over Limit and
Late Payment Fees
Over Limit - $15.00 per billing cycle.
Late Payment - $15.00 for balances of $100 or less;
$20 for balances between $100.01 - $1,000;
$25 for balances between $1000.01 - $10,000;
and $30 for balances over $10,000.
"As low as" rates are our best fixed rates on approved credit. *APR may increase to 17.99% if payment is late three times in any consecutive 12-month period or 30 days late at any time. Info. is accurate as of 10/24/06 and is subject to change. To find out what may have changed call us at (800) 328-LFCU.

Visa Platinum Credit Card and Visa Classic Credit Card Agreement and Disclosure

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