|
LFCU VISA CREDIT CARD DISCLOSURE |
| Annual Percentage Rate |
| |
Platinum |
| |
Classic |
| |
Share Secured | |
| |
| - As low as 8.99% to 17.99% |
| - As low as 9.99% to 17.99% |
| - As low as 8.99% to 17.99% | |
| Other APRs |
Late Payer Rate 17.99% APR* (see below) |
Grace Period for
Purchases |
25 Days, if each month you pay the entire
New Balance by the Payment Due Date. |
Balance
Computation Method |
Average Daily Balance
including new purchases |
| Annual Fee |
None |
| Minimum Finance Charge |
None |
| Foreign Transaction Fee |
1% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency. Plus Network ATM transactions cross border done in and charged in US dollars are excluded from the one percent (1%) fee. |
Over Limit and
Late Payment Fees |
Over Limit - $15.00 per billing cycle.
Late Payment - $15.00 for balances of $100 or less;
$20 for balances between $100.01 - $1,000;
$25 for balances between $1000.01 - $10,000;
and $30 for balances over $10,000. |
| "As low as" rates are our best fixed rates on approved credit. *APR may increase to 17.99% if payment is late three times in any consecutive 12-month period or 30 days late at any time. Info. is accurate as of 10/24/06 and is subject to change. To find out what may have changed call us at (800) 328-LFCU. |
